In a medium saucepan, combine rolled oats, whole milk, water, and salt over medium heat.
Bring the mixture to a gentle boil, then reduce heat to low and simmer, stirring occasionally, for about 5 minutes until the oats are soft and creamy.
Stir in honey, vanilla extract, and ground cinnamon.
Remove from heat and let cool for 1-2 minutes.
Divide oatmeal into two serving bowls.
Top each bowl with sliced strawberries, blueberries, banana, and chopped almonds.
Serve warm and enjoy immediately.